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About The Author
Sandra F. Chaney a Missourian is a Christian and strong believer in the word of God and how His principles can change the lives of many. She is a successful entrepreneur in the field of Insurance and has over 25 years of experience in Business and Financial consulting. Sandra is the Vice- President of Virtuous Consulting Group and the author of Fulfilling Your Hearts Desire Through God and Credit. She has conducted many seminars and events and has helped countless of people with her experiences.

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